meta_pixel
Tapesearch Logo
Log in
The Money with Katie Show

A CFP on Outdated Advice, "Jumping" Social Classes, & Why Money Mindset Matters

The Money with Katie Show

Money with Katie

Investing, How To, Self-improvement, Business, Education

4.81.3K Ratings

🗓️ 3 September 2025

⏱️ 52 minutes

🧾️ Download transcript

Summary

This week, Certified Financial Planner® Adrianna Adams joins us to answer six questions pulled from last year’s final round of listener submissions. After poring over hundreds, I selected these for how they captured themes that find their way into our inbox frequently.  (00:00) Intro (03:40) Outdated personal finance advice (07:53) How health diagnoses could impact your FI plans (15:57) What grad students can do before earning consistent income (19:18) I'm underpaid but enjoy my work—what should I do? (30:51) How do I straddle two rungs of the class ladder after an inheritance? (36:25) I'm envious of my friends' more stable paths as an entrepreneur—should I be? Transcripts, show notes, resources, and credits will be available within a week at: https://moneywithkatie.com/cfp-answers⁠⁠⁠. — Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Get your copy of Rich Girl Nation:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://moneywithkatie.com/rich-girl-nation⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

We all chose a career when we were 17 or 18.

0:08.1

And the decisions I was making when I was 18 compared to in my 30s, the decisions I make.

0:12.4

Like, it's okay to reevaluate these things and say, this actually isn't going to give me the life I want.

0:17.5

And I had no idea.

0:18.8

And it's okay to change course now. And there's another

0:23.3

financial planning saying that's like the best time to plant a tree was 20 years ago. The next best

0:28.6

day is today. I feel the same way for these types of decisions for clients who are analyzing it.

0:33.1

Like never think that it's too late. It's okay to take the leap and do something different because

0:39.6

it's what you want for your future now and who you are today.

0:45.1

At the end of 2024, we put out a call for Rich Girl Roundup Questions and received hundreds

0:52.1

of submissions as we often did. Now, as you know, we transitioned away from

0:56.7

weekly Q&A, Rich Girl Roundups in 2025. So there were a lot of great topics from that final

1:03.9

round that basically got left on the cutting room floor. Forty-four of them had already been

1:09.6

answered in a previous episode. Ten got answered

1:12.8

in the last couple months of the year, but then the rest just floated into the ether, long-forgotten.

1:22.6

Yeha! But I have a confession to make. As all of you, hopefully know by now, I am not a financial

1:30.9

professional. I do not work one-on-one with clients. I'm not formally trained in financial planning.

1:37.2

I'm just a gal who likes money. And there are plenty of important areas of finance that I have

1:43.6

never encountered personally or read

1:46.5

a lot about. And as a result, I lack the depth of insight in some of these topics that somebody

1:53.4

who does work with people's personal financial situations all day, every day would have.

1:59.0

So every once in a blue moon, I like to bring a certified financial planner onto this show

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Money with Katie, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Money with Katie and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.