A CFP on Outdated Advice, "Jumping" Social Classes, & Why Money Mindset Matters
The Money with Katie Show
Money with Katie
4.8 • 1.3K Ratings
🗓️ 3 September 2025
⏱️ 52 minutes
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| 0:00.0 | We all chose a career when we were 17 or 18. |
| 0:08.1 | And the decisions I was making when I was 18 compared to in my 30s, the decisions I make. |
| 0:12.4 | Like, it's okay to reevaluate these things and say, this actually isn't going to give me the life I want. |
| 0:17.5 | And I had no idea. |
| 0:18.8 | And it's okay to change course now. And there's another |
| 0:23.3 | financial planning saying that's like the best time to plant a tree was 20 years ago. The next best |
| 0:28.6 | day is today. I feel the same way for these types of decisions for clients who are analyzing it. |
| 0:33.1 | Like never think that it's too late. It's okay to take the leap and do something different because |
| 0:39.6 | it's what you want for your future now and who you are today. |
| 0:45.1 | At the end of 2024, we put out a call for Rich Girl Roundup Questions and received hundreds |
| 0:52.1 | of submissions as we often did. Now, as you know, we transitioned away from |
| 0:56.7 | weekly Q&A, Rich Girl Roundups in 2025. So there were a lot of great topics from that final |
| 1:03.9 | round that basically got left on the cutting room floor. Forty-four of them had already been |
| 1:09.6 | answered in a previous episode. Ten got answered |
| 1:12.8 | in the last couple months of the year, but then the rest just floated into the ether, long-forgotten. |
| 1:22.6 | Yeha! But I have a confession to make. As all of you, hopefully know by now, I am not a financial |
| 1:30.9 | professional. I do not work one-on-one with clients. I'm not formally trained in financial planning. |
| 1:37.2 | I'm just a gal who likes money. And there are plenty of important areas of finance that I have |
| 1:43.6 | never encountered personally or read |
| 1:46.5 | a lot about. And as a result, I lack the depth of insight in some of these topics that somebody |
| 1:53.4 | who does work with people's personal financial situations all day, every day would have. |
| 1:59.0 | So every once in a blue moon, I like to bring a certified financial planner onto this show |
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