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Cult of Conspiracy

#994- FICO Credit Score Fraud

Cult of Conspiracy

The Cajun Knight & Raven Lee

Comedy, Philosophy, Society & Culture

4.11.6K Ratings

🗓️ 23 January 2026

⏱️ 125 minutes

🧾️ Download transcript

Summary

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Transcript

Click on a timestamp to play from that location

0:00.0

Open a better life

0:02.0

Open a better life

0:03.0

Don't

0:07.0

Don't

0:10.0

Transpire

0:16.0

A scene

0:19.0

Don't Don't Come are seen don't total

0:22.6

trance

0:24.6

in

0:25.6

a sea Hello and welcome to the show. This is the cult of conspiracy and I am the Cajunite

0:51.0

Night. I'm Raven Lee. And today we are going to be talking a little bit about finance, a little bit about some math, a little bit about some, the background and the evils behind the credit score.

1:04.4

My favorite subject ever.

1:06.8

Yeah, yeah.

1:07.8

I know that this might sound a little dry on the onset to all the good cult members, but I'm just going to be honest with you. I didn't know much about credit scores. I've heard all sorts of wild shit about credit scores. I've heard that the really rich people tell you not to have any credit score, that they just pay for everything in cash and like fuck the credit score it doesn't matter i've

1:28.4

heard you know make sure for obviously from when i was a kid make sure your credit score is like

1:33.0

in the seven eight hundreds which i did have almost 800 at one point then life be livin so two divorces

1:40.2

royally fucked my credit score at one point in time i was like a like a low seven. I felt good about myself. Divorce happened. It dropped down to the mid-threes. And then, you know, I built it back up to about the high sixes at one point in time. And then I haven't looked. And to be completely honest with you, I'm afraid to look right now. And that's fine. Here's the deal, like you're saying here. The rich people don't have credit scores because they buy things cash. I'm sure there is some sort of a credit score associated with their name, but they're not worried about what their score looks like to get approved for a loan. Because if anything, they'll just, you know, use one of their assets as collateral for a loan if they wanted.

2:19.2

And to be honest with you, the ultra elites, that's all they ever do.

2:22.4

They don't actually have, you know, I saw something recently how California is trying to tax the wealthiest 1% of like 10% of their assets right off the rip.

2:33.7

Like, they have to cut a check and that's why

2:36.0

Elon and a bunch of other rich people left California because let's say he's worth a hundred

2:40.3

billion just throwing out a number here they act as if he has a billion dollars in the bank ready

...

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