Today, Radical Personal Finance is live Q&A. Welcome to the show. My name is Joshua Sheets.

This is Radical Personal Finance, a show dedicated to providing you with the knowledge, skills,

insight, and encouragement you need to live a rich and meaningful life now, while building

a plan for financial freedom in 10 years or less. Today is Friday, March 31, 2023, and this

Friday, as I do any Friday, in which I can arrange the appropriate technology, we do a live

call-in show. Call-in, talk about anything that you want. Open lines where you can talk

about any question, make any comments, bring up any topic that you'd like to discuss

with me. If you would like to gain access to one of these Friday Q&A shows, you can do that

by going to patreon.com, slash Radical Personal Finance, sign up to support the show on Patreon,

and that will gain you access to one of these call-in shows. We begin with Peter in Las Vegas.

Peter, welcome to the show. I'm going to serve you today.

Yeah, hi, Joshua. I was hoping you could help me strategize a couple of things related

to a couple who are friends of mine who are retirees, some money management items. Specifically,

I'm hoping to go to a meeting with them in their financial advisor and try to sort out

their cash flow. They've had a couple of interesting things happen, and I think there's a couple

of things they can do with their money, and just wanted to sort of be best prepared for

that meeting. Sure. Why are you involved at all?

Well, they're actually relatives, but I think I called them friends, but they're relatives,

so that's why I'm involved. Did they ask you to be involved? Sort of. Sort of is the answer,

and now I am. Okay, so it's always a red flag when you say, okay, I'm involved in someone

else's finances, unless they have clearly asked you to be involved, or if you are being compensated

for being involved, it doesn't always go very well. So I hope, in your case, it does go very well,

...