901: Friday Q&A: Why You Should Maximize Tax-Deferred Plans, UTMA Accounts, Dividends on Whole Life, Asset Allocation, Business, Etc.
Radical Personal Finance
Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP
4.2 • 1.9K Ratings
🗓️ 5 December 2022
⏱️ 132 minutes
🧾️ Download transcript
Summary
On today's Friday Q&A show we cover:
- Should I really maximize my investments into tax-deferred plans?
- 15:38 What do I need to do with the UTMA account I have for my children?
- 25:25 Why did my dividend disappear from my whole life policy?
- 46:02 How do I learn about asset allocation?
- 1:02:24 How do I size and structure my children's life insurance policies?
- 1:21:15 Should I start a business while having young children?
- 1:35:00 How can I teach my non-reading children a foreign language?
- 1:54:20 How do I figure out if entrepreneurship is right for me?
Transcript
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| 0:00.0 | Today Radical Personal Finance is live Q&A. |
| 0:18.5 | Welcome to Radical Personal Finance. |
| 0:19.5 | It's a show dedicated to providing you with the knowledge, skills, insight, and encouragement |
| 0:22.9 | you need to live a rich and meaningful life now, while building a plan for financial |
| 0:26.1 | freedom in 10 years or less. |
| 0:27.9 | My name is Joshua Sheetz. |
| 0:28.9 | Today is Friday, December 2, 2000, and 22, but fun date, 1, 2, 0, 2, 2, 2. |
| 0:35.8 | And today, we do live Q&A. |
| 0:43.8 | If you're new around here, each and every Friday, when I can arrange the appropriate technology, |
| 0:54.9 | we record a live Q&A show, which works just like call and talk radio used to work. |
| 0:59.1 | I publish the phone number and the phone call time, listeners call in, you can call in and |
| 1:03.1 | talk about anything that you want, consider it to open line Friday. |
| 1:06.9 | You can call in, you can ask questions about your personal situation, you can chat with |
| 1:10.2 | me about things that you, anything that you want. |
| 1:12.8 | I don't screen the calls in any way, so if you agree with me, disagree with me, you want |
| 1:15.8 | to argue about something, want to discuss something, want to talk about something finance-related |
| 1:20.7 | or off topic, it's an open line show. |
| 1:23.2 | If you would like to gain access to one of these shows, the way that you do that is by supporting |
| 1:27.1 | the show on Patreon, go to patreon.com slash radical personal finance, sign up to support |
| 1:32.2 | the show there on Patreon, and that will gain you access to the call in time, the call |
| 1:36.3 | in numbers, etc. |
| 1:37.3 | I do that because it works really well to keep the content to a manageable amount, usually |
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