Having the right financial accounts is critical for staying organized, achieving goals, and building wealth.

They lay a foundation for your financial life and should work seamlessly together.

If you have all your money in just one or two accounts, that's a sure sign you're missing opportunities

to earn more on your money. This podcast will review nine essential accounts that just about

everyone should have to manage money and allow it to grow, regardless of your age or stage of

life. Welcome back. I appreciate you joining me for Money Girl episode 902. I'm Laura

Adams, an award-winning author, on-camera spokesperson, money speaker, founder of the MoneyStack. That's

my substack newsletter, and host of this podcast, Money Girl, with over 43 million downloads.

If you enjoy the free content that we love creating for you, take a moment to rate and review

the show in your podcast app.

That would really mean a lot to me.

And if you have a question about money, you can leave it on our voicemail at 302-364-0308.

Don't be shy.

I'd love to hear your question or comment. You can also visit laura d adams.com to

email me directly. And while you're there, you can learn more about my books, courses, and the free

money stack newsletter. All right, let's talk about these nine accounts that you can use to manage your money more

effectively. Number one is a checking account. While having a checking account might seem basic,

FDIC data shows that about 4.2% of U.S. households, that's about 5.6 million adults were unbanked in 2023, so they were without a bank

or a credit union account. Carrying and storing large amounts of cash is not wise, because

it could get lost, stolen, or destroyed. While you might want to keep some cash at home,

be aware that it is never covered by

homeowners insurance or renter's insurance, even after getting damaged or lost after a natural

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