838: What Smart Investors Should Know About Rising Interest Rates in 2022 - Episode 838
Investing in Real Estate with Clayton Morris | Investing for Beginners
Clayton Morris
4.1 • 1.1K Ratings
🗓️ 28 April 2022
⏱️ 16 minutes
🧾️ Download transcript
Summary
On this episode of Investing in Real Estate, you're going to hear about an exclusive conversation we had in our private group, Financial Freedom Academy, that inspired this episode. I'll share what to consider about rising interest rates, including three main points to help you develop an investing game plan in 2022 and beyond.
Transcript
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| 0:00.0 | So welcome welcome welcome welcome into the real estate investing show. I'm Clayton |
| 0:10.1 | Morris Longtime real estate investor. I'm the founder of the full service |
| 0:13.0 | rental real estate company called Morris Invest. And one of the things we focus on |
| 0:17.6 | is building brand new construction properties with our team that cash flow from |
| 0:21.6 | virtually from day one and what we really love to focus on is like keeping more of your own money in your pocket so we are relying on the banks. |
| 0:30.0 | We are relying on over a hundred different lenders that we work with. |
| 0:33.4 | I don't want to use my own money. I want to use other people's money |
| 0:37.0 | specifically the bank's money. Why should Wall Street get all the fun, right? |
| 0:40.3 | So we should be able to just make a down payment and be able to cash flow that property above all of our expenses, above our mortgage payment, and have the bank carry the rest of it. |
| 0:52.0 | All the while we're building up equity because a tenant |
| 0:54.4 | is paying the rent on that property in addition to which we're getting the tax benefits of |
| 0:59.1 | owning that property. That's the beauty. There's no other asset like this where you can buy an asset. |
| 1:04.6 | Okay, you get the asset by just putting down a down payment, a 25% down payment or so, right? |
| 1:10.8 | And then a bank funds the rest of it, but then you get a hundred percent of the |
| 1:16.5 | tax benefits of that item, of that asset. There's nothing else like it. Not in gold, not in silver, nothing. Not raw land, nothing. It only comes down to real estate. |
| 1:29.0 | But now there's a lot of questions around these interest rates, right? |
| 1:33.7 | It's no secret that interest rates are on the rise. |
| 1:36.8 | And today we're going to dive deep into what this means for investors, |
| 1:39.8 | including what you should do right now and what to do consider |
| 1:44.0 | consider moving forward. Now last week we had a private mentoring |
| 1:48.3 | session in our Financial Freedom Academy. It's our Financial Freedom Academy |
| 1:52.1 | at Financial Freedom Academy. It's our Financial Freedom Academy.com and we had a special mentoring |
... |
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