Welcome to Radical Personal Finance, a show dedicated to providing you with the knowledge

skills, insight, and encouragement you need to live a rich and meaningful life now while

building a plan for financial freedom in 10 years or less.

On today's show, we're going to talk about the freedom of ratios or the freedom of percentages

if you prefer.

Let me give you a quick introductory comment so that you understand where this show is

coming from.

Over the past few shows, I've developed a few ideas.

I've talked about the importance of living rich, focusing on living that rich life now,

and not focusing excessively on frugality or extreme savings unless that's something

that's getting you where you want to go.

I talked about my personal experience of how once I understood the concept of extreme savings,

it brought me to a place of wanting to save as much of my income as possible so that I could

be financially independent, but then over time, realizing that I don't actually need to be

financially independent to live the life of my dreams.

It's not necessary, and so for me, extreme savings is a valuable tool to know that it exists,

but it's not the way that I want to live my life right now because I'm not trying to escape

from anything.

I wouldn't quit working, I wouldn't retire, and so why not?

Why should I not focus on living a richer life and on spending money on things that matter to me?

Now, after developing that concept, I quickly followed it up with the seeming opposite concept,

the freedom that comes with frugality.

...