73. “I earn almost twice as much as my fiancé, but I make him split the rent” (Part One)

Money For Couples

Ramit Sethi

Relationships, Society & Culture, Investing, Business

4.6 • 3.1K Ratings

🗓️ 13 December 2022

⏱️ 68 minutes

🔗️ Recording | iTunes | RSS

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Summary

Nate and Serena are in their late 20s. They are engaged and live together, but a vast difference in their incomes creates an awkward dynamic when it comes to paying for shared expenses. They think their hot-button issue is a $3,000 loan between them—it’s a lot deeper than that. Resources Please take my podcast survey Join the Dream Job program Join the Earnable program Connect with Ramit Get Money Coaching with Ramit Download the Conscious Spending Plan Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Transcript

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0:00.0	I don't know, is kind of not a good answer.
0:07.0	Sometimes now when we talk about money, I feel like I'm stepping into like a land mine.
0:12.0	I'm making more than Nate is now, but he's going to be making a lot more than me.
0:17.0	Oh, so it's a, it's a gradation.
0:19.0	Yeah.
0:20.0	So what's the number where in your mind, it changes.
0:24.0	I've never even thought about that, to be honest.
0:27.0	It's not a number.
0:30.0	It's not a number.
0:32.0	And it's like, I love Nate.
0:34.0	He's my person.
0:35.0	We're engaged and we're old, you know.
0:38.0	So why is it so hard for me to do this?
0:44.0	Meet Nate and Serena.
0:46.0	They're both in their late 20s.
0:48.0	They are engaged and they have a fascinating perspective on money.
0:54.0	Serena was raised the daughter of immigrants.
0:57.0	And for most of her 20s, she felt poor living in New York City.
1:02.0	She's only recently gotten a higher paying job.
1:05.0	She now makes about $80,000 a year.
1:08.0	And she has some very strong opinions on how money should be spent in their relationship.
1:13.0	Nate makes $45,000 a year.
	...

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