The cost of health care continues to rise. To make it more affordable, you must get the most

from your benefits, be strategic, and cut cost wherever possible. This podcast will review

seven ways to reduce health care expenses so you and your wallet stay healthy.

Welcome back, everyone. I appreciate you joining me for Money Girl episode 882. I'm Laura Adams,

an award-winning author, finance spokesperson, money speaker, founder of the MoneyStack, a substack

newsletter, and host of Money Girl with over 43 million downloads.

If you're getting value here, we would love for you to subscribe and consider submitting a five-star

rating or review. And if you have a question or a comment for the show, you can always leave it

on our voicemail. Just call 302-364-0308. We'd love to hear from you. And you can also

send an email and sign up for the free MoneyStack newsletter when you visit laura d adams.com.

Okay, let's just get right into the seven ways to cut health care costs. Number one is to use

health care subsidies. If you don't get health insurance through an employer or you're

self-employed, getting coverage through a federal or state exchange known as the Affordable

Care Act marketplace or ACA marketplace can be an affordable option.

Depending on your income and family size, you may be eligible for a health care subsidy

that reduces your monthly premium. In most states, open enrollment for ACA health plans

typically runs from November 1 to January 15.

Outside that window, you can sign up or change coverage anytime if you experience a life

event that qualifies for a special enrollment period, such as having a child, getting married,

or relocating to another state.

Tip number two is to maximize your health plan benefits annually.

Whether you get health insurance through an employer or on your own, its benefits and

...