Hey friends and happy new year. I want to welcome you back to Money Girl. If you're new

here, my name is Laura Adams. I'm an award-winning personal finance author who's been writing

and hosting Money Girl since 2008. And I'm really looking forward to this year. I think

that every new year brings just so much potential possibilities. I'm glad that you're with

me if you're on a journey to improve your personal finances or, you know, just make the most of what

you have. You are in the right place. We're going to be bringing you some fantastic content this

year. So I hope you'll stay with me. The mission here is always for you to get knowledge and even more

importantly, I think motivation to prioritize your finances. If it's one of your goals for the year,

I'm going to help you understand maybe what your goals should be or some fresh goals to add to

your resolutions for the year. And I want you to build wealth and ultimately have more security

and less stress. That's what personal finances are all about to using your money to achieve

the things that you want in life. So if you've been loving Money Girl, I'd love for you to take a

moment to submit a quick rating or review that means so much to me and everyone at the Quick and

Dirty Tips Network. And today we're going to be talking about something that's very important.

That's health insurance. If you get health insurance through a group plan at your job, you're

probably getting, you know, a great policy, maybe a really affordable price. But for one of your

goals this year is to leave, maybe you want to become self-employed or maybe you're worried about

a recession, you're worried about getting laid off, you're going to need to evaluate other

insurance options pretty carefully. And one alternative to health insurance that is getting

more and more popular is joining a health care sharing plan. So this podcast will explain

health sharing and we'll cover seven critical things to know about it before signing up.

You're going to learn the main advantages and disadvantages. So you can evaluate if joining

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