One of my best friends recently called me and said,

Hey, money girl, I've got some extra money to invest this year.

What should I do with it?

I'll keep her anonymous and answer the question in this show by reviewing seven investing tips I gave her.

Hey, everyone, thanks for joining me this week.

I'm Laura Adams, a personal finance expert, hosting the Money Girl podcast since 2008,

with over 42 million downloads. I'm also the founder of The Money Stack, a free newsletter

helping you build your bank account and leverage on your terms. You get behind the scenes

and inspirational videos from me, plus actionable advice tools and invitations to educational events

open to the public. You can join about 14,000 subscribers when you sign up at readthamoneystack.com.

I also work with select brands doing on-camera and writing work as a

financial spokesperson and speaker. As always, you can learn more about my work, books, money

courses, and the newsletter at laura d.adams.com. You can also leave a voice message with

your money question or an idea for a future show topic by calling

302-364-0308. I look forward to hearing from you. All right, before we dive into the smart ways to

invest your extra money, I want to make the point that these are smart ways to invest

even if you're already investing. So it's not like you have to have extra money in order to

follow these. But my friend in particular had a little bit of extra money at the end of the

year and really wanted to know what to do with it as you'll hear as we go through each of these tips.

And, you know, like I told her, before you make any significant investing decisions,

you really need to take a holistic view of your finances.

So what I mean by that is really consider what you want to accomplish with your precious resources. You know, what are you trying to do?

...