7 Money Lessons I Wish Knew in My 20s! (The Step-by-Step Guide to Build Financial Freedom Faster)
On Purpose with Jay Shetty
iHeartPodcasts
4.8 • 28.5K Ratings
🗓️ 22 August 2025
⏱️ 30 minutes
🧾️ Download transcript
Summary
Did anyone ever teach you about money when you were younger?
What’s one money mistake you made in your 20s?
Today, Jay shares the financial lessons he wishes he knew in his twenties. Insights that don’t just change how you handle money, but how you understand it. Jay reveals that most people aren’t actually bad with money, they were simply never taught how to build a healthy, secure relationship with it.
Jay explains how these dynamics affect our financial habits, emphasizing that real financial security begins with mindset and choices, not income. From challenging inherited money beliefs to addressing debt with clarity rather than fear, this episode offers a roadmap to move from financial stress to financial stability.
In this episode, you'll learn:
How to Shift from Avoiding Money to Owning It
How to Build a Secure Relationship with Money
How to Invest in Knowledge Before Assets
How to Break Free from Financial Programming
How to Simplify Your Finances When Overwhelmed
Wealth isn’t about looking rich, it’s about living with intention, respecting yourself, and aligning your money with purpose.
With Love and Gratitude,
Jay Shetty
Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here.
What We Discuss:
00:00 Intro
01:01 Is It Too Late to Learn Financial Literacy?
04:18 Myth: Money is the Root of All Evil
05:31 #1: It's About Good Decisions, Not Income
08:20 #2: You Can't Save What You Don't Have
11:26 #3: Buying More Won’t Build Wealth
17:14 #4: Don't Avoid Debt Education
18:25 #5: You're Not Lazy You’re Just Overwhelmed
19:56 #6: Where Did You Get Your Money Beliefs?
23:52 #7: Generosity Multiplies Wealth
See omnystudio.com/listener for privacy information.
Transcript
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| 0:00.0 | This is an IHeart podcast. |
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| 0:29.7 | Bold ideas brought to life wherever inspiration strikes. You're not bad with money. You were just never taught how to use it. |
| 0:40.4 | You were taught how to earn it, not how to grow it. |
| 0:44.8 | You were taught how to spend it, but not how to invest it. |
| 0:49.6 | You were taught to chase it, not how to make it work for you. |
| 0:55.1 | You weren't taught about investing, only about surviving. |
| 0:59.8 | And it's not your fault you didn't know, but it's your power to learn now. |
| 1:05.8 | The number one health and wellness podcast. |
| 1:08.7 | Jay Shetty. |
| 1:09.5 | Jay Shetty. |
| 1:10.1 | He won the only. Jay Shetty. Jay Shetty. He won the only. |
| 1:11.6 | Jay Shetty. |
| 1:12.6 | Hey everyone. |
| 1:14.6 | Welcome back to On Purpose. |
| 1:16.6 | I'm Jay Shetty and I'm so deeply grateful that you tuned in. |
| 1:21.6 | I hope that you've subscribed so that you never miss an episode. |
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