7 Cashflow Milestones Worth Celebrating (2026 Edition)
Money Guy Show
Brian Preston, CPA, CFP®, PFS and Bo Hanson, CFA, CFP® | Fee-Only Fiduciary Advisors
4.7 • 3.1K Ratings
🗓️ 15 May 2026
⏱️ 26 minutes
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| 0:00.0 | One thing about financial mutants, we love tracking our progress. So today, we're going to give you |
| 0:05.8 | seven cash flow milestones to aim for and also celebrate. |
| 0:09.7 | I am so excited because when it comes to net worth milestones and 401K milestones, it can take a long |
| 0:17.3 | time to progress from one of the milestones to the next. But today's milestones |
| 0:22.3 | can happen that much more quickly because you actually have control over these milestones. |
| 0:28.2 | So I'm Brian, he's Bo, and we're financial advisors here to help you celebrate your cash flow |
| 0:33.4 | milestones on the way to financial independence. And with that, let's dive right in. |
| 0:44.3 | Yeah, Brian, the cash flow milestones that we're covered today are really more behavioral. |
| 0:49.4 | They happen because of what you're actually doing with your money day in and day out, regardless of what |
| 0:55.9 | else is going on, regardless of market factors. And some of them may seem very simple and |
| 1:02.6 | easy. And some of them may be a little bit harder and maybe might not even be pertinent to |
| 1:07.4 | your situation. But I think that when you track and hit these milestones, |
| 1:12.1 | it's going to give you that little bit of staying power in your financial journey. But let's be |
| 1:16.1 | clear, even the small ones that might seem insignificant are going to have huge impacts on your |
| 1:21.9 | future success. So don't overlook any of these. And we have built them in an order so that they're |
| 1:27.1 | building upon |
| 1:28.0 | themselves. That's right. So let's jump in with the very first one. And this one, it seems so |
| 1:32.3 | silly, and yet most Americans have a hard time getting here. It's just being cash flow positive. |
| 1:38.8 | This is the place where you are at a net zero from month to month. You're not living beyond your means. |
| 1:45.3 | Yeah, this is one. We tell you the first ingredient of the three main ingredients to wealth. |
| 1:49.8 | That's discipline. You're having that discipline to live on less than you make creates |
| 1:54.7 | margin or the money that actually gets invested. And you give that enough time, magical stuff happens. Yeah, when you can |
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