I recently received a question from CG who said,

Hi, Laura, I enjoy your show and appreciate your delivery of information.

I'm 55 years old and have a year of emergency savings and no debt except for two mortgages,

one of my primary home and another on a condo near my work.

I used to contribute to a Roth IRA, but recently exceeded the allowable annual income limit.

However, I max out my Roth at work.

Now that I cannot contribute to my Roth IRA, I have an extra $300 a month.

What should I do with it?

Thanks for your advice.

Well, thank you for your question, CG, and congratulations.

Earning too much for a Roth IRA and having some extra money is an excellent problem.

This show episode 772 will answer your question by reviewing the best ways to invest excess cash

and how to prioritize your options.

Hey, everyone, and welcome back to Money Girl.

I'm so glad you're spending some time with me today.

If you're a new listener, welcome.

My name is Laura Adams.

I'm an award-winning author and financial expert who's been bringing money tips and advice

weekly on this podcast since 2008 with over 40 million downloads.

I also work with select brands doing on-camera and writing work as a spokesperson, consumer advocate,

and PR consultant.

If your company is interested in collaborating for an upcoming campaign or ongoing marketing,

...