Welcome to Radical Personal Finance, a show dedicated to providing you with the knowledge, skills, insight, and encouragement you need, to live a rich and meaningful life now, while building a plan for financial freedom in 10 years or less.

Today we continue our Seven Rings of Freedom series. We're on

ring number four spending liberty and in this series I'm talking to you about some

specific things that you can do that will enhance your personal liberty.

My goal is liberty, freedom, because when people start to pursue financial independence,

I'm convinced that a majority of the reasons why people are pursuing financial

independence come down to some expression of freedom, perhaps freedom over

time, perhaps freedom over association, perhaps freedom over

over purpose over direction and there are some things that you can do while you're on the

path to financial independence which of course is going to take time many times years

if not decades that will lead you to a lifestyle of freedom

so that you enjoy the process.

And today we're talking about spending liberty.

Now this is part two of the show. In one I talked about the value of being debt free and

today I want to talk about the value of having savings and you would say Josh what's obvious right

If having savings is valuable it it's going to give you more freedom.

But I want to point out to you that you can achieve freedom with less than a million dollars.

And I've spoken about this before, but I want it to be in one particular show,

or I want to talk to you about how, even a small amount of savings,

but savings that you can get your hand on can open up to you freedom.

Now, I want to make sure that you're debt-free, because being debt debt free will give you huge amounts of freedom.

But when I closed out the debt free show I made the statement that you also have to supplement being debt free with having a little bit of savings

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