Today in Radical Personal Finance we tackle this theme.

Joshua, it seems like most of the proponents of fire, financial independence and early retirement,

are either single people or childless couples.

Do you think it's possible for families to achieve financial independence as well? Welcome to Radical Personal Finance a show dedicated to providing you with knowledge,

skills, insight and encouragement you need to live a rich and meaningful life now

while building a plan for financial freedom in 10 years or less. Well today we're going to talk about it. Do you think is it possible

to build a plan for financial freedom in 10 years or less if those 10 years involve your

being very busy and involve your budget being burdened with the many expenses of children.

Question comes in in inspiration from a listener of mine who writes in from Australia,

writes him in about a number of different things, but ultimately talks about this.

This listener is newly engaged, planning to be married

very soon and says, you know, I despise having to take out a mortgage from a bank, which is one of my

current joy sapping tasks, only to be in debt for 30 years just so I can put a roof

over my future family's head. Previous generations were raised to simply accept this as part

and parcel of being a man and providing for your family, but the more I think about it, the

less empowering it actually is.

We've created a society where due to the constant need for a growing economy, housing affordability

is at an all-time low.

Nearly 35% of my take-home pay will go towards paying off a house for the majority of my working life.

Talk about wage slavery.

Financial freedom seems almost impossible for couples that want to marry young, have children, live on a single income, homeschool children, have a big enough house for their needs, have a level of stability in terms of not moving around and living in close proximity to family

and support networks etc. The whole fire movement seems geared to single people who are

...