Welcome to Radical Personal Finance a show dedicated to providing you with the knowledge, skills, insight, and encouragement you need to live a rich and meaningful life now,

while building a plan for financial freedom in 10 years or less.

Today on the show, I want to talk with you about mindset. It's kind of an

important topic and I don't like that word which is why I very rarely talk about it but today I can think of no other word to use

other than to talk about your mindset and my impetus for today is a just a short fluffy little article that USA Today published

that is being mercilessly ratioed on Twitter for allegedly it's out of touchness.

Here's the headline of the article or that's sorry the headline of the

tweet which is being ratio. The average adult in the USA spends

1,490 dollars a month on non-essential items.

All told, that's roughly $18,000 a year on things we can all do without. And then it goes on and it breaks down some of the things that the typical American spends

on non-essentials, that's what they're calling non-essentials.

$209 a month on restaurant meals, $189 a month on drinks, $178 a month on takeouts and delivery,

$174 a month on buying lunch, $109 a month on impulse purchases. $96 a month on ride shares. $94 a month on personal

grooming.

$94 a month on subscription boxes.

91 dollars a month on cable and 84 dollars a month on online shopping.

They go to the smaller numbers in the actual article, but that's what's included in the

little graphic.

Now here's the thing that the tweet is being again mercilessly ratio

currently as I record this almost 20 hours after it was

published they have 939 retweets and 6,200 replies which is a pretty normal or a pretty

good ratio.

...