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Radical Personal Finance

612-Q&A: Pay Off Debt or Invest, 529 Plan Optimization, Financial Planning Fees, Tax Issues, College Planning

Radical Personal Finance

Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP

Self-improvement, Business, Education, Investing

4.21.9K Ratings

🗓️ 18 December 2018

⏱️ 78 minutes

🧾️ Download transcript

Summary

2:00 - Should we pay off our mortgage or invest?

9:50 - Should I put more money into one of my child's 529 plans in order to help them on their financial aid calculations?

18:30 - Should a retiree in her 60s pay 1.7% as a financial planning fee?

47:20 - How should we unravel the tax situation for a house that I live in but don't own?

1:13:00 - What college financial planning organization should I choose?

Transcript

Click on a timestamp to play from that location

0:00.0

Today in Radical Personal Finance, a show dedicated to providing you with the knowledge,

0:21.9

skills, insight and encouragement you need to live a rich and meaningful financial that my wife and I talked a long time, whether I should say 10 years or less because it's

0:34.3

grammatically incorrect.

0:36.3

And I hate the fact that it's grammatically incorrect, but hey, it sounds better than

0:39.7

ten years or fewer.

0:40.8

So whether it's fewer or less, I am here to serve.

0:43.4

I tried it out on her one time. I was like, hey, there's the new tagline for this show.

0:55.0

A better life, hold on, I completely forgot it.

0:58.0

In 10 years or fewer, we went over it again and again, 10 years or fewer, and even though that's correct we both

1:02.6

decided it didn't quite have the same ring to it. Today we do live Q&A that

1:06.7

means that we have a phone number and I go to the phone calls and I've say hello

1:11.8

and I answer your questions.

1:13.0

Basically it's like a live radio show.

1:15.0

You get it about an hour after I record it and publish it.

1:18.0

We're doing a special series of shows here at the end of 2018, recording a special series of live

1:25.2

Q&A shows. These shows are still available to you. They will be each day,

1:29.7

from Monday, December 17th, all the way up through Friday, December 21.

1:35.0

Each day at noon, eastern time, if you'd like to get on a live Q&A show, jump in and call,

1:39.0

just call 561-440-7362 at noon-eastern time, and you will be able to participate in that live

1:45.4

Q&A. Ask me any question you want. Talk about any topic you want that is

1:49.2

available to you. So 561 440-360 at noon eastern time each day this week,

1:55.2

Monday through Friday.

...

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