Hey everybody, welcome back to episode 974 of Money Girl.

I really appreciate you downloading the show and spending some time with me.

If you're new here, I'm Laura Adams, an award-winning author, a spokesperson, money speaker,

and founder of the Money Stack.

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Have you ever had a little extra money and wondered what to do with it? It's a great problem

to have, right? I mean, whether you receive a tax refund that hits your bank account,

you get a year-end bonus added to your paycheck, or you get an unexpected cash gift.

It is an incredible opportunity to improve your finances.

While you might be tempted to go on a shopping spree with that extra money,

this podcast will show you how to prioritize extra money

so you can reach key financial goals, build wealth, and even spend some of it

guilt-free. So we're going to talk about six steps for using extra money wisely. And I think for

most people, building wealth is just a very slow, steady process that takes a long time,

you know, many decades. But extra cash, whether it's just a small amount that's left over each month or a large lump sum, it can allow you to leap forward

with your finances. However, spending that extra money on something like, I don't know, a more expensive vacation,

...