Hey friends, and welcome back to the Money Girl podcast.

If you're a new listener, thank you so much for downloading the show and spending a little

time with me.

I'm Laura Adams, an award-winning finance author whose hosted Money Girl since 2008.

I also work with select brands doing on-camera and voice-over work as a PR spokesperson, consumer

advocate, and multimedia content creator.

On the show, I cover a wide range of personal and small business money topics like building

credit, dealing with debt, investing for retirement, real estate, taxes, insurance, money management

strategies, and a lot more.

So if you're ready for more knowledge, resources, and motivation to manage money the best way

possible, and create a richer life, you're in the right place, I'm so glad you're

here.

Today's episode, number 742, is six ways to get more value from your credit cards.

The show was inspired by an email I received from Dave K. in New York.

Dave says, I know you generally recommend against closing credit cards, so your average

credit age is not adversely affected.

However, is there a downside to opening a credit card to take advantage of a promotion,

which is getting $200 for spending $1,000 in the first 90 days, and then closing it

a few months later?

It seems that strategy would preserve my credit age.

Also, is my credit score negatively affected by having too many credit cards, even if

they're all in good standing?

...