It's my pleasure to welcome you to the Clark Howard Show, where it's about your empowerment

with knowledge so you can save more and spend less and don't let anyone ever rip you off.

You have a question for me, go to Clark.com slash ask.

Coming up in just a few minutes.

Things Clark Rage is an odd thing.

Do you think it's a good idea for a second grader to have a credit card?

I'll fill you in.

And coming up yet later.

There's a change going on in medicine you've got to know about.

And if you don't understand how it plays, it can demolish your wallet.

I'm going to tell you the key stuff you need to know.

I want to talk about something that I'm getting a distressingly larger number of calls about.

We track every call that goes into our off air center and you may not be aware.

But we offer free off the air advice over 40 hours each week.

We can talk with a member of team Clark.

And we have a database where we see what people are calling about, what scams there are, things like that.

And so we know every single topic that is front of mind with people from what's the most calls coming in about

to the least.

And there's a trend that is not your wallet's friend right now.

The number of calls we're getting about reverse mortgages is going up, up and away.

And it may be because there are all these ads from older actors, people who maybe were real

name brand actors earlier in their career.

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