I'm glad you're with us here on the Clark Howard Show where it's about you learning ways

to save more and spend less.

Don't let anyone ever rip you off.

Speaking of rip offs coming up in a few minutes in today's Clark Registra moment, I want

to give you a heads up on the hottest scam going on in the United States costing people

big money and potentially their identity as well.

And wow, there's a rip off theme coming up yet later.

There's a rip off on college campuses that have gone somewhat quiet that has now roared

back its dirty business from the banks paying kickbacks to colleges, cheating their own

students.

I'm going to fill you on on what they're up to to harm people so the colleges and the

banks can line their fat pockets.

I want to talk right now about something Consumer Reports is doing.

Consumer Reports is doing more and more to be relevant in people's lives where there

are people who feel like, oh, that's Grand Dad's publication or that's my aunt's publication.

That's so old school that Consumer Reports thing.

And so they in this new digital era are looking more and more for ways to keep Consumer Reports

relevant and make it compelling for people who are particularly in their 20s and 30s.

And I am a long time believer in Consumer Reports.

I love that they are unbought and unbossed.

If you're not familiar, they never take any advertising.

It is essentially a co-op where everything is paid for by the members to get unbiased

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