Great to have you here on the Clark Howard Show where it's all about you and that wall

of the yours.

I want you to learn ideas to me so you can keep more of what you make.

Coming up in just a few minutes, well, another week, another day to breach this time affecting

roughly 20 million people.

There's significance with this day to breach.

I want to bring your way in the Clark Rageist moment and coming up later, there are new

rules concerning you doing business with a full commission stock broker.

I want to make sure you know what it means to you and the risks to you doing business

with a full commission stock broker and talk about something that has been growing like

a plague and that is the robocalls, the spam calls that seem to be all we get on our cell

phone.

And it's funny because the number of them now, the best guess is we're approaching five

billion scam calls a month in the United States.

And when you look at your phone now, unless it's a family member or a friend, pretty much,

you know not to answer your phone anymore.

And I'll get a call and I won't recognize the number and it's a condition response automatically

to let that call go to voicemail.

But what I love is the tools that my cell phone provider gives T-Mobile.

They pop up those notices, scam likely or there's another term they use when it's not necessarily

a scam but it's a junk phone call and it makes it so much easier.

And then on top of it, I use you mail which I've told you about before which is a voicemail

...