594-Friday Q&A: If I Have No Credit Score (Because I Haven't Borrowed in >25 Years) Should I Start Building It
Radical Personal Finance
Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP
4.2 • 1.9K Ratings
🗓️ 19 October 2018
⏱️ 44 minutes
🧾️ Download transcript
Summary
It's Friday! That means it's Q&A time. Today we cover:
- If I have no credit (because I haven't borrowed money in >25 years) should I work on building my credit score?
- What has traveling like for Joshua and what are his plans for Radical Personal Finance.
Joshua
- If you'd like to be on next week's Q&A call, sign up here: www.radicalpersonalfinance.com/patron
Transcript
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| 0:00.0 | Amazing phones deserve an amazing author, which is why if you buy a Samsung Galaxy S23 or S23 plus, |
| 0:06.7 | you can also claim 294 pounds worth of rewards, including a hundred pounds cashback. |
| 0:12.2 | To demonstrate how that feels, here's the sound of ten puppies bouncing on a trampling. |
| 0:16.0 | Oh cute! Get the same feeling at Samsung.com. |
| 0:23.0 | Purchase from participating retailer by 25th of January 2024. |
| 0:27.0 | Claim cashback from Samsung within 30 days of purchase. |
| 0:29.0 | Teas and see supply. |
| 0:30.0 | Today on Radical Personal Finance, it's Friday, Q&A. Welcome to Radical Personal Finance, a show dedicated to providing you with knowledge, skills, insight, and encouragement you need, live a rich and meaningful life now, while building a plan for financial freedom in 10 years or less. |
| 1:01.0 | Today is Friday, and as with any Friday that I can arrange an internet |
| 1:04.9 | connection to do a Q&A I have a live Q&A call that's where you can call in you can |
| 1:09.2 | talk to me about anything you want and ask questions about living a rich life building financial |
| 1:14.5 | freedom you can make commentary anything you want on a Friday show. |
| 1:19.4 | I guess we could more commonly call it Open Line Friday. |
| 1:25.6 | Again, anything you want, this is a great place to talk about any question you want. |
| 1:28.8 | If there's a subject that you have wanted to ask me about, a show topic that you wanted to get my opinion on. |
| 1:34.4 | A lot of times I find these Friday Q&A shows far less intimidating to do. |
| 1:38.9 | So people all the time send me show topics and they say, |
| 1:41.6 | Joshua, what do I do about such and such a thing but if I create a |
| 1:44.6 | standalone show that requires me to spend a bunch of time maybe a couple hours |
| 1:48.4 | putting together an outline and so I like to just answer them extemporaneously sometimes because it allows me to possibly give you something useful or give you a couple of ideas and it takes the burden off of me to do hours and hours of preparation to make something really good. |
| 2:01.8 | I can always say, hey, it was an impromptu speech. |
| 2:05.2 | Of course it wasn't really very good. |
... |
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