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ChooseFI | Financial Independence Podcast

572 | Bias Towards Action: The Adventure List(s)

ChooseFI | Financial Independence Podcast

Jonathan Mendonsa & Brad Barrett | Choose FI Media, Inc

Careers, Business, Investing

4.8 • 5.2K Ratings

🗓️ 10 November 2025

⏱️ 72 minutes

🧾️ Download transcript

Summary

Tracking hundreds of life experiences sounds ambitious until you hear Emily W's simple system—and realize you've been overthinking adventure. Emily W and Emily C share practical frameworks for building richer friendships and more memorable experiences. They outline the "adventure list"—a flexible tool for capturing everything from weekend outings to dream trips—and reveal four distinct levels of travel experiences, from simple sightseeing to immersive living. Their approach emphasizes starting small ("little adventures") while keeping bigger dreams visible. The conversation tackles vulnerability as a practical skill, not just a buzzword. Emily W explains how sharing authentic struggles and aspirations deepens friendships within the FI community, where people are already primed to talk about values and life design. Emily C adds perspective on how constraints—limited time, money, or energy—can sharpen creativity rather than shut down possibilities. Key Topics Meet the Emilys [00:01:05] The Concept of Friendship in FI [00:02:40] The depth and sincerity of friendships formed within the FI community Vulnerability as a Superpower [00:14:01] How sharing one's authentic self fosters deeper connections Creating an Adventure List [00:27:15] Techniques for brainstorming and planning new experiences Four Levels of Travel Experiences [00:31:01] A framework ranging from simple sightseeing to immersive living Timestamps for Key Moments 00:09:19 - "Give yourself permission to be a beginner" 00:25:56 - "How can I say yes?" - reframing obstacles as opportunities 00:37:44 - "Constraints can indeed be a gift" 00:53:29 - "The more you say yes, the more you'll want to say yes" 00:59:05 - "FI is better with friends" What You Can Do Write down your adventure list to focus intentions and set goals [00:27:15] Practice saying yes to new opportunities regularly [00:25:56] Embrace vulnerability to strengthen friendships [00:14:01] Invite a friend to join a small adventure this week [00:53:29] Explore local events to enhance community connections [00:14:01] Resources Die With Zero by Bill Perkins [00:25:12] Retire Often by Jillian Johnsrud [00:27:39] What is an adventure list? An adventure list is a collection of experiences you wish to pursue, ranging from simple activities to extensive travel. It's a tool for intentional living. [00:27:15] How can constraints improve your life? Constraints can foster creativity and help you focus on what truly matters in life, encouraging innovative solutions. [00:37:44] What are the four levels of travel mentioned? The four levels are: 1) sightseeing, 2) retreats or classes, 3) long-term stays, and 4) immersive living experiences. [00:31:01] Why is vulnerability important in friendships? Vulnerability allows for deeper connections and builds trust, which enriches friendships and community. [00:14:01] How do you prioritize adventures with limited time? Prioritize experiences that excite you and stack smaller adventures to maximize time and enjoyment. Dream big but start with manageable steps. [00:52:31] ▶ Listen Next: Ep. 573 — Cognitive Behavioral Tools for FI | Essential Listening

Transcript

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0:00.0

Hello and welcome to Chusify. Today on the show, I have two guests, and their first names are both

0:04.6

Emily. So we're going to call them Emily W and Emily C. I met both of these women at a Chusify

0:10.7

local meetup here in Richmond, Virginia, a couple weeks back. And they were both incredibly

0:16.2

interesting and insightful. But not only that, they talked to me about some tools they were using to really make their lives better in a very concrete way and insightful. But not only that, they talked to me about some tools they were using to really

0:21.6

make their lives better in a very concrete way. And interestingly, it was around building adventure

0:27.4

into your life. And they have two different overarching themes for this, the adventure list,

0:33.5

and then the little adventures. And I'm not going to steal the thunder of it here in the intro, but suffice to say, this episode is fantastic.

0:41.9

And I do not say that lightly.

0:43.4

I take notes during the episodes.

0:45.0

And this is the episode I think I've taken the most quotes from, direct quotes from, of any episode that I can remember in recent memory.

0:52.9

It was that good.

0:54.1

You are going to love this episode. And in recent memory, it was that good. You are going to

0:54.8

love this episode. And with that, welcome to choose that fine. Emily and Emily, I'm so happy

1:07.9

you're here. This should be a lot of fun. Thrill to be here. I'm super excited. We got this to work.

1:12.5

Yeah, this is great. So, okay, a little backstory for the audience. So we all met up recently at the Richmond Chusify Local Group. There was a case study. And Emily W., you were the longtime admin of the Richmond group, and you did an amazing job. So thank you.

1:29.9

Of course. It was a pleasure. Yeah. And Emily, say that was the first time that we met for real.

1:34.3

And I just loved your energy. And then just in the meetup, I'm like, wow, we think identically, this is crazy.

1:40.8

And we met up after because Emily W. talked about this hike that you two

1:45.4

have. And I actually referenced this on an episode recently that I mentioned with Alan and Katie

1:49.6

Donagan. And it just sounded so cool. It was extraordinary. And you talked about about building

1:56.8

out a list of adventures, about really building an intentional life was really the undercurrent

2:02.6

of it all. And it started from friendship. And I think that's one of the coolest things about

...

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