Welcome to Radical Personal Financer, show dedicated to providing you with the knowledge, skills, insight, and encouragement you need to live a rich and meaningful life now while building a plan for financial freedom in 10 years or less.

Today I begin a five-part series with some very short focused shows

on some different approaches to housing that I hope might give you some creative inspiration to look at your own situation a little bit more

thoughtfully. If you were to analyze the personal budgets of the average US

American or frankly the average global citizen. As long as we're talking

about a middle class or non-poverty-stricken existence, the biggest expense that most of

us incur is housing.

If you're dealing with the very lowest class, the most desperately poor,

the biggest expense there is usually food,

and the housing is extremely makeshift.

Picture a shantytown with walls and cardboard walls and just a if

fortunate a metal piece of roofing and for the for the most poor of the world's most poor one of the biggest expenses is food just because they don't even

have the money for housing.

But that's not the situation most likely that you're in or that I'm in. We're in a situation which housing is a big, big deal.

And I think a lot about housing because I'm interested in so many different approaches.

I want to give you some ideas that I hope might help you to look at your situation and

help to minimize your own housing costs.

There are many ways that you can change the structure and the cost of your housing and I want to

encourage you not to be the kind of person who spends all your day working to pay

for a house that stays empty most of the time. I've interacted and frankly stayed in so many

houses where the house was empty during the day because the owners of the house

were spending their time going to work to pay for the house that they didn't use.

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