518: Why Most People Stay Broke (And What They Were Never Taught About Money) with Hannah Hammond
Midlife Conversations with Natalie Jill: Fat Loss, Hormones & Health for Women Over 40
Natalie Jill
4.8 • 635 Ratings
🗓️ 14 April 2026
⏱️ 74 minutes
🧾️ Download transcript
Summary
What if everything you were taught about building wealth was designed to keep you exactly where you are?
Hannah Hammond became a self-made millionaire before 30, not because she had a head start, but because she stumbled onto a completely different framework for money at age 13 and refused to let go of it. In this episode, she breaks down the asset vs. liability distinction that most of us were never taught, why your house probably isn't building your wealth the way you think it is, and how compound interest can still work powerfully in your favor no matter where you're starting from in midlife.
Hannah also opens up about something few people talk about: hitting rock bottom emotionally in her early 20s despite her early financial knowledge, and the internal shift that changed everything. She shares the exact morning routine she uses to protect her "peak state," why your energetic state determines your outcomes, and the AI prompt that could replace a $50,000 coach for getting started.
This one is for every woman who has worked hard, done the "right" things, and still feels like real financial freedom is just out of reach.
Learn More About Hannah Hammond
Instagram ➜ https://www.instagram.com/hannahbhammond
Thank you to our show sponsors:
-
BEAM: Level up your health with BEAM Minerals HERE https://midlifeconversations.com/beam and use code NATALIEJILL to save!
-
BIOPTIMIZERS: Get the digestive enzymes I take with every meal here https://www.bioptimizers.com/nataliejill
Free Gifts for being a listener of Midlife Conversations!
-
Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/
-
Age Optimizing and Supplement Guide: https://ageoptimizer.com
Connect with me on social media!
Instagram: www.Instagram.com/Nataliejllfit
Facebook: www.Facebook.com/Nataliejillfit
For advertising inquiries: https://www.category3.ca/
Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.
Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease.
Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast
Transcript
Click on a timestamp to play from that location
| 0:00.0 | how many of us were actually taught about how money works, not just how to earn it, not just how to |
| 0:06.1 | save a little bit, but how to actually build wealth. Before we get started on this episode, |
| 0:11.7 | do you struggle with bloating cramps or stomach aches? I'm asking because lots of midlifers |
| 0:17.8 | tell me that this is one of the things that they navigate. And I've got a 30-second hack that will improve your gut health here. |
| 0:24.7 | Ready? |
| 0:25.4 | Get more minerals. |
| 0:27.0 | Now, you've probably heard about using probiotics to increase good gut bacteria, and that's true. |
| 0:31.7 | But did you know that the best gut bacteria, the ones that ease the bloating and inflammation, |
| 0:36.5 | get rid of brain frog, keep you in a |
| 0:38.6 | fat burning state, all need minerals to work their magic. In fact, a 2020 study found that your |
| 0:44.0 | gut bacteria need an abundance of calcium, magnesium, zinc, iron, phosphorus, and several other |
| 0:50.6 | minerals to truly thrive. Now, the trouble is that most of us do not get enough minerals. |
| 0:54.7 | And according to a 2022 report by the CDC, more than 90% of American adults have at least one |
| 1:01.4 | mineral deficiency. And that lack of minerals, it's affecting your gut, your brain, and more. |
| 1:06.3 | So this is what I use beam minerals for. They are made of a liquid supplement that gives you every single |
| 1:12.8 | mineral you need in the right ratios with fast absorption. And it's super easy to take. All you do is |
| 1:18.3 | you take a one ounce shot of mineral rich liquid every morning. In 30 seconds a day, |
| 1:23.5 | you strengthen your gut bacteria, replenish your mineral stores, and because they absorb so quickly, |
| 1:28.1 | you can literally feel them working. It's like your body and brain are turning back on. |
| 1:32.9 | You can give beam minerals a try. Head over to www.bem minerals.com and use code Natalie Jill, |
| 1:40.5 | and you'll save 20% off your first order. |
| 1:43.0 | Midlife isn't falling apart. It's changing. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Natalie Jill, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Natalie Jill and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.

