Today in Medical Personal Finance we continue with very practical advice on how to adjust your

recordkeeping to actually help you figure out how to save money on the categories that matter most to you this year. Welcome to Radical Personal Finance, the show dedicated to providing you with the knowledge, skills,

insight and encouragement you need to live a rich and meaningful life now while building a plan

for financial freedom in 10 years or less.

My name is Joshua and I am your host. I think, I think, I think this will be the last

one in this series. Wherein I try to get your New Year started off right by giving you the

tools that you can use and implement into your budget

to save you some serious money.

As always, there are multiple areas in which we need to focus on finances. We need to focus on increasing income and there's a lot of things that we can do there and working and finishing up this course that I'm doing

on how to increase your income for those who purchase the beta version. You can decrease your expenses.

And usually decreasing expenses for most people is the fastest way to make progress.

You can invest wisely.

It's very, very important, but usually takes a huge amount of time.

You can avoid catastrophe and you can optimize your lifestyle.

All of those are the basic components and building blocks of how we approach finance and that's

what we do each and every day.

However, today, for the last couple of weeks as we started the new year, I've been working on helping

you to save money in your budget.

And I've been using the example from my own budget of me cutting back on grocery expenses and food expenses as a way of helping you

with some practical tips around food and grocery expenses but also as a way of teaching

you some skills that you can apply to other areas of your budget. My hope is that even if your

grocery budget is well on track that you've been able to use some of these ideas and

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