5 • 706 Ratings
🗓️ 8 July 2025
⏱️ 10 minutes
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0:00.0 | Imagine real quick that you're 90 years old. You're looking back on your life and all that happened. |
0:05.3 | Are you thinking about the final bonus that you had? Or are you thinking back on the time that you |
0:09.5 | didn't spend with loved ones? Far too often, the regrets people actually have. Have nothing to do |
0:15.0 | with finances and how much money they didn't spend, the bonuses they didn't receive. They regret |
0:19.2 | the things they didn't do with family, |
0:21.2 | with loved ones, the activities that they wish they would have done more of. |
0:24.6 | That's why the topic of today's video is five signs that it might be time for you to retire. |
0:29.2 | I'm a financial advisor that's worked with hundreds of people over the course of my career, |
0:32.1 | so I know that financial readiness is the key. |
0:34.5 | But there are also these overlooked reasons that people don't spend enough time |
0:37.6 | thinking about when it comes to their retirement decision, and that's what I want to cover today. |
0:41.8 | So let's go through the five reasons that might be time for you to retire now. And reason number |
0:45.5 | one is time is the only non-renewable currency. What I mean by that is time is the only thing you |
0:50.8 | can't get back. Theoretically, you can always make more money. It might get |
0:54.6 | increasingly more difficult the older that you get, but you can always make more money. You can never |
0:58.6 | make more time. When we're young, we really prioritize money because we think that time is endless. |
1:03.4 | And so we need to prioritize money, building our money, saving our money, because that creates the |
1:06.9 | freedom to do the things we want to do. But as we start to get older, there comes a point |
1:11.3 | where there's a crossover. Now, of course, none of us know how long we have, but at some point, |
1:15.5 | we need to start realizing that it's that time that's far more important than money. What I see |
1:20.6 | too often is people who think about retirement and all the wonderful things that it can bring. |
1:24.5 | But there's so much in this mindset of we need to work. I can't pass up |
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