475-Friday Q&A: Should I ReFi My CC Debt with a HELOC, Does Passion for a Job Come After You Have Experience, Should I Dump The Military Survivor Benefit Plan in Favor of a Whole Life Policy?
Radical Personal Finance
Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP
4.2 • 1.9K Ratings
🗓️ 11 August 2017
⏱️ 71 minutes
🧾️ Download transcript
Summary
Time for Friday Q&A! If you'd like to join for a future show, sign up here: www.radicalpersonalfinance.com/patron
Today, we cover:
- 2:00 Should I refinance my credit card debt by moving it to a HELOC?
- 34:10 Do you have passion for a job before the fact or do you become passionate about it after you're good at it?
- 42:30 Should I drop the military's Survivor Benefit Plan for my pension in favor of buying a 10-year whole life insurance policy?
Enjoy!
And remember! I have 27 seats remaining for the new Radical Personal Finance Guide to Career & Income Planning. If you're interested, I'd love to have you in the class. Join here: www.radicalpersonalfinance.com/career
Joshua
Transcript
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| 0:00.0 | It's Friday. That means it's time for a live Q&A call. Welcome to Radical Personal Finance, the show dedicated to providing you with the knowledge, |
| 0:24.8 | skills, insight and encouragement you need to live a rich and meaningful life now while building |
| 0:29.2 | a plan for financial freedom in 10 years or less. |
| 0:31.6 | My name is Joshua and I am your host and today we have a live |
| 0:34.1 | Q&A call. That means I open up the phone lines, got a couple of callers hanging on the line |
| 0:38.2 | right now. You ask any question that you want and I do my best to come up with something |
| 0:42.2 | useful to serve you and also share |
| 0:44.1 | with 20 or 30,000 people. So let's get to it. |
| 0:47.0 | Access to these calls is restricted to patrons of the show that allows me to have |
| 0:58.0 | few enough callers that I can handle. If you'd like to become a patron of the |
| 1:01.8 | show and have access to these |
| 1:03.3 | Q&A calls I'd love for you to do that you can do it at radical personal |
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| 1:19.0 | For example, just a moment ago, I just put an invitation in a last minute invitation in the Facebook group that we have for radical personal finance. |
| 1:27.8 | So we'll see who jumps in from there if they happen to be hanging out on Facebook. |
| 1:32.0 | You know, maybe I shouldn't penalize people like that because |
| 1:35.2 | We don't want people just living on Facebook and so that sent us to the wrong people but every now and then I'll I'll do an invitation like that and throw a last minute |
| 1:41.7 | invitation to invite callers from |
| 1:44.3 | Facebook or from the email list etc. So I do like to do that to reward that. But the safest way |
| 1:49.6 | to be notified about these calls is to join us as a patron so you can do that at |
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