462-Understanding your Funeral Options (and How to Save Money when Working with a Funeral Director)

Radical Personal Finance

Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP

Finance, Retirement, Insurance, Business, Money, Education, Self-improvement, Financial, Independence, Growth, Advice, Investing, Family, Personal, Radical, Christian, Faith

4.4 • 1.9K Ratings

🗓️ 5 June 2017

⏱️ 77 minutes

🔗️ Recording | iTunes | RSS

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Summary

Today I have an interview for you with Ben Higgenbotham, a funeral director who's also well in tune with the Radical Personal Finance philosophy.

He's here today to share the inside scoop on how to effectively work with a funeral director so that you can get the funeral experience that your family desires without losing your shirt.

Enjoy!

Joshua

p.s., If you didn't hear it, you might want to first go and listen to Episode 409, "How to Get Yourself Put 6 Feet Under Dirt Cheap!". https://radicalpersonalfinance.com/cheap-burial/

That show was the "radical" approach; this discussion was intended to be a bit more mainstream. This interview was recorded almost immediately after that show was released, but I misplaced the file and neglected to get it into the schedule! Sorry, Ben!

Transcript

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0:00.0	Ben welcome to radical personal finance.
0:03.0	Glad to be here.
0:05.0	So you have been wanting to get in light of my kind of more radical version of how to get yourself put six feet under dirt cheap.
0:15.0	I did want to reach out to a more traditional mainstream funeral director
0:20.0	and get some advice and so much better that you're a long time member of the community and you said hey here I'm available.
0:26.1	So I would much rather speak with somebody who knows kind of what we're all about
0:29.6	then go out and find somebody who doesn't. So thank you for making the time to come on the show today.
0:35.3	Sure, not a problem. Let me go ahead and give you a little background on me because I may be more radical than you think.
0:42.2	I've been involved in the funeral business for about
0:46.1	ten years now and I'm actually on my way out. Really? Changing, yep, changing jobs. It's sort of a job that requires it to be a calling, if that makes
1:02.2	sense. Just the hours and the work situation and I've decided
1:12.2	though it's a weird situation of being good at something but it not being my calling.
1:17.0	So that makes sense because it's actually I have a friend of mine who is a funeral director went to high school with him and
1:26.0	just in watching you know the again the hours that you said you're always working
1:29.5	on the weekends basically just but yet during the week you still have have, it would seem to be an all-consuming business in many ways.
1:37.0	Right, right.
1:38.0	And I also, I tend to agree with your philosophy that most funerals are overly expensive
1:45.0	compared to what you get out of them. So anyway I just I do have some issues with
1:50.2	the business I think it's a very valuable business and what funeral directors do is excellent.
1:56.0	Most of them are great people, some of the nicest people you'll ever meet.
2:00.0	Just for me and my wife personally going to pursue some different avenues.
2:05.3	I look for more of a, build a situation where we can retire early possibly or do some traveling or something which is very difficult to do in the funeral business
	...

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