Oh, what's up? What's up, Nick?

A loper here. Welcome to the side hustle show because when your non-job income exceeds

your monthly expenses, you're free. And it's exactly that freedom that I want to talk

about today, except we're going to tackle it a little bit differently. Often the case

on the show is exploring one specific business model and then reverse engineering, the path

it took to earn 5, 10, 20 grand a month. Today, I actually want to start a little bit smaller

and use side hustles broadly defined here since not everything I'll talk about is super

entrepreneurial in the traditional sense, but using side hustles to erase your expenses.

How do we zero out your personal expenses with extra income streams? Of course, that's

the end game for a lot of side hustles. Like, how do I build something up to the point

where I can leave this soul-sucking job? And I think that's a worthy goal, especially

if your job really is of the soul-sucking variety, but that can also kind of be an intimidating

place to start from. So what I want to propose instead as an alternative path is what I call

the side hustle snowball. How this works and this might sound familiar to Dave Ramsey

fans is listing out your monthly expenses from smallest to largest. For example, you

might have things like Netflix or your cell phone bill toward the top of the list and

you might have things like your rent, your mortgage or childcare or property taxes down

at the bottom. In this episode, I want to walk through some real-life examples of how

you can start erasing expenses. First, to allow yourself to celebrate those many wins along

the way. Like, instead of, well, shoot, I only made 50 bucks this month, it can be reframed

as awesome. I made my car insurance free this month. And second, to build some positive

momentum. Hopefully, we get this little snowball rolling for you. And it turns into this

...