Hello and welcome to Money Girl, a podcast that helps you master your money so you can live rich and love the journey.

My name is Laura Adams. I'm a personal finance expert and author based in Silicon Valley.

You can learn more about me at LauraD Adams.com.

When you visit LauraD Adams.com you can use my contact page to submit your money question.

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Now that the Affordable Care Act, known as Obamacare, requires every American resident to have health insurance.

You may have wondered what happens if you get coverage at work but decide to leave your employer.

Or you get unexpectedly laid off. That's what happened to a money girl

reader named Robert E. He says, I was recently laid off from my job and don't want

COBRA health insurance because it's expensive.

But my dental option turns out to be a good financial deal.

Can I apply for just COBRA dental without having to get the medical.

One of your options when you leave a job is called COBRA continuation.

In this podcast, I'll explain what COBRA is, who's eligible for it, and how and where to shop for health insurance so you get

the best policy at the lowest price when you need to change plans.

As always you'll find the show transcript, additional resources, and the full archive of all the

podcasts on the money girl page at quick and dirty tips.com.

This is episode number 439 called How COBRA Health Insurance Works.

COBRA is an acronym. It stands for Consolidated Omnibus Budget Reconciliation Act.

Even though that name of the law doesn't mention anything about health insurance,

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