Hi everyone. Thanks so much for joining me on the Money Girl

podcast. My name is Laura Adams. I'm a nationally recognized personal finance expert and author of multiple books and audio books.

I work as a speaker, spokesperson, and content creator to advance financial education and literacy. My mission for this show is to give you the

information, tools, resources, and inspiration to live rich and love the journey. You can learn more about me over at Laura D Adams.com.

Today's show is for everyone who has insurance, which should be the vast majority of listeners.

This is an area that I specialize in.

So when a question came up from Melanie, who's a member of my

dominate your debt Facebook group, I thought it would be great to discuss it in more detail

here. And by the way if you're interested in joining the group you can search for

dominate your debt on Facebook or you can send me a text message. Just text group 400 to the number 33444 and I'll send you an

invitation right now. By the way Melanie did give me her permission to use her name and her question.

So here's a summary of what she said.

My husband and I are over 30 years old

and have clean driving records,

even though we have every discount possible and high

deductibles, I feel like we're paying too much for car insurance. But our

credit scores are fair. Do car insurance companies use your credit score to determine your rates?

In this episode I'll discuss the relationship between your credit and what you have to pay for

different types of insurance.

You'll learn why insurance companies care about credit in the first place, how the rules

for using credit vary depending on where you live, and exactly how much poor or even fair credit can cost.

If you're a regular Money Girl podcast listener, you already know that credit plays a huge role in your financial life.

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