It's Friday and on Friday we do Q&A. Well at least we're supposed to do Q&A.

There in November, December, these Q&As were a little bit, shall we say, non-existent. But that changes today. Basically how it worked,

you get to call in and speak to me. Before we get to the phone lines, though, sponsor

the day number one today is so-fai. So-fai is an acronym that stands Spons for SoFi.

SoFi is an acronym that stands for social finance.

Basically, if you've got debt,

you should probably go check out SoFi

and see if you can refinance it for cheaper.

Modern up-to-date company that sat down and said,

how can we apply modern technology to the world of lending?

They started focused on the areas of student loans, dramatically decreased student loan rates.

Many of you even in the audience have gone and refinance your student loans with them and saved a bunch of money.

They've moved on to other areas. They do mortgages, they do other loan products, etc.

And they're working very hard to bring modern technology to an antiquated business.

Go check out the rate, see if they can help you radical personal finance.

com slash sofai. Radical personal finance dot com slash s-o-f-I short for social finance.

This show was also sponsored by

Palladin Registry, a registry service of qualified vetted

researched financial advisors chosen for you. Research for you.

major problem is this.

Joshua, hey, I want to go get a financial advisor, but where do I start?

Do I just go to the guy next door or the person with the best sign or the best advertising?

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