Welcome to Radical Personal Finance, the show dedicated to providing you with the knowledge,

skills, insight, and encouragement you need to live a rich and meaningful life now

while building a plan for financial freedom in 10 years or less.

My name is Joshua Sheets and I'm your host and today we have a coaching call.

A very timely, focused, poignant, date important topic. See today is Thursday, December 1st, 2016 and today I want you to make a plan for the next year of your life.

The next two weeks of December

are some of the most valuable planning time, some of the most valuable

planning weeks in your annual calendar. And it took me a few years before I learned this. I always used to get excited about end of the year planning, doing an end of the year review and reviewing my past calendar year and thinking about, okay, what are my dreams for the next calendar year? I would often get

excited about that. And then I would start to think about it towards the end of December.

And then at first week of January, I would sit down and I'd be making my plans but then I'd lost my momentum and round

about you know usually January 1 comes and if it's a weekday it's the following

Monday that you wind up back at work that you wind up back in front of your desk ready to get to it this year

January 1 and looks like it's coming on a Sunday. So Monday is January 2 so it'll happen quicker this year but often it's it doesn't

happen in that same in that same way and in years past that's always

resulted in my feeling like I'm running but I'm running behind because I wasn't ready to go on January 1 and I learned that in order for me to be

ready to go on January 1 I need to start my planning on December 1.

December is a very important month for you in terms of your finances because it's still part of the calendar year of the

current calendar year. There are many year-end things that you can do. You should

pay special attention to your year-end investment planning, your year-end tax planning.

The tax year for most of you is on a calendar tax year, and so the tax, December is the time

where you still have time to make any purchases you need to make or make any

investment changes. If you'd like some ideas on end of the year tax planning go back

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