There are four massive reasons you should consider retiring early. Now, many of you know the common

ones, which is, yes, I want to spend time with family and yes, I want to travel more and I want to

enjoy my life to the fullest. We call that retiring too. Then there's retiring from. I can't wait

to retire from my boss, from commuting, from deadlines. And I want to ask you to ask yourself, honestly, where are you on that line right now? Are you currently in the space of, hey, I really just want to retire from XYZ and I can't wait to be done with that? Then I'll figure out my retire to. Or are you like, I really just want to retire to travel? I just can't wait. That's where I'm trying to get to. Or are you both?

You're allowed to be both.

You're allowed to be, in fact, that's healthy if you're saying, I can't wait to retire from commuting, so I can spend more time traveling. But a lot of you, I find, are just on one, which is odd. I didn't think that would be the case. But I ask my clients that and I'll often get the answer of I don't even have time to think about what I'll spend my time doing. I'm so busy working. And I'll also get the answer of, I just financially need to make sure I can get to a position when I can do all these things. I'm not worried about retiring from anything. So if you don't mind, if you're watching this on YouTube, please comment below and let me know where you are. If you're listening on the podcast app, send me a note. You can go to my website, early retirement podcast.com, and submit

that or just send me an email. Now, here are the four things I'm going to go over today,

and please know, my name is Ari Taublieb. I'm a certified financial planner, host of the

early retirement podcast, this podcast, and I'm the chief

growth officer here at Root. So if you're watching on YouTube, you can see I'm pointing to my

root shirt at the moment. Number one is retiring early, obviously, can significantly improve

your health, especially if you retire to something. And here's what the stats say. A large study from UK Whitehall 2 found retiring at 60 led to a 32% lower risk of

chronic diseases compared to working longer due to reduced stress and more time for healthy

habits. Retirees who use the time for walking, exercise, meal planning, they see improvements in blood pressure and inflammation markers.

Now, the caveat is you retire early without a purpose that increases depression, so planning meaningful activities is key.

A quick story on this, I've shared it many times.

I had a woman who reached out who said she was so upset.

She had $3 million.

I said, listen, lady, I don't want to be mean here. I don't hear that all the who said she was so upset. She had $3 million. I said,

listen, lady, I don't want to be mean here. I don't hear that all the time. Why are you upset that you have $3 million? I know people who would love to have $3 million. She went on to say, because I found out I didn't need $3 million. If I had two to two and a quarter, I could have done everything I wanted and more. I said, tell me more. She went on to say,

I now want to hike and travel more than I thought, and I don't have the health to do so.

And that's in large part because I have sciatica that really got, you know, uncomfortable for the years I was sitting at work, the last four or five, six years to get to that three million mark when it was

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