It's my pleasure to welcome you here to the Clark Howard Show where it's all about you

and that wallet of yours.

And I want to tell you in the Crush People's Wallets coronavirus, we are getting increasingly

agitated questions and upset people posting at Clark.com slash Ask.

And I understand, I mean, this is clearly a situation that snuck up on us and ate so

many people's wallets alive.

And my pledge to you is I'm going to do the best I can each day answering your questions.

And as I can, relieving some of the anxiety you feel, I want to talk about that more later

in this show.

And I wanted to start with something that is good news out of nowhere, right?

Because a lot of this has been out of nowhere.

Auto insurers are making money hand over fist because people aren't driving like normal.

You may wonder how much driving is down around the country as people are under various forms

of shelter in place in most of the United States.

I think in 42 of the 50 states.

And driving is down about 40%.

So I'm surprised, some places in the country, it's down a lot more than that.

Surprised it's not overall down more than 40, but the reality is, with so far fewer vehicles

on the road, the accident rates have collapsed.

So auto insurers are voluntarily, in some cases, before being ordered by state regulators

to refund a portion of people's auto insurance premiums.

Of the bigs all state was first.

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