Great to have you here on the Clark Howard Show where it's about you learning ways to save

more and spend less and don't let anyone ever rip you off.

One place we really got ripped off is when we shop for mortgages, I want to tell you about

a new way to do that to lessen the rip offs that's coming up for you later.

I talk right now about a technology that is appearing on more and more vehicles.

I have an app for our electric car that I can go on and when my teenager wants to drive

the car, I go on the app, she's 19 by the way and I'm still, is this an over-controlling

parent.

I go on the app and I can control the horsepower of the vehicle and its top speed.

I go to the app, hit the button and right now when I'm talking to you, I went to the controls

and I've clicked the button and now the car is going to have lower horsepower, lower

top speed.

Speed is so dangerous with a younger driver and so I'm able to do that.

This technology is so available now on many gas engine cars as well that it leads to the

possibility of big brother and not me doing it to my own daughter but government doing it to all

of us which was just adopted in Europe that starting in two and a half years approximately,

vehicles are going to automatically adapt to the posted speed limit.

So if you're driving along and you're driving much faster than the speed limit,

the car is going to automatically reduce horsepower going forward and will limit the speed and

reduce engine power. Now depending on the vehicle, there will be an override.

So you if you want to continue to drive above the speed limit, you'll be able to doing the

override that will be available in each vehicle gas engine or electric. But the idea is that as

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