Welcome to Radical Personal Finance, the show dedicated to providing you with the knowledge,

skills, insight and encouragement you need to live a rich and meaningful life now while building

a plan for financial freedom in 10 years or less.

My guest today is Joe Fairless.

Joe, do you think you can fulfill that tagline and give some ideas and tips and

tactics and tools from your own experience to make my help my audience along that

along that road? It's a tall task but yeah let's let's get rocking. Well your

website presents you as as being a master of these so we'll do the best we can. What's your story?

Well what's my story? I am from Texas. I majored in advertising at Texas Tech University,

graduate in 2005, move up to New York City, right afterwards, worked on Madison

Avenue at advertising agencies.

And I went from being a junior project manager

all the way to the youngest VP of a New York City advertising agency.

When I was a junior project manager, my check every two weeks was about 750 bucks.

My rent was 775, so as you can imagine I was financially strapped living in New York City.

As I grew I financially and within the companies, I maintain my same level of expenses.

My rent at most was $1,100 and my paycheck went from $30,000 to 150,000.

And so what I did by keeping my expenses fixed for the most part is I was investing on the side.

And my friends would make fun of me.

They'd be like, dude, you're living in a, you're living like a college kid, you're

eight, nine years removed from college and you got a dorm style refrigerator and you don't even

have a living room in your apartment and you have a roommate and I said yep that's true but I was

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