384: So Called "Normal" Money Habits That Are Sabotaging Your Goals (Fix These Fast!)
The Clever Girls Know Podcast With Bola Sokunbi
Bola Sokunbi
4.8 • 931 Ratings
🗓️ 7 October 2025
⏱️ 16 minutes
🧾️ Download transcript
Summary
On this episode of the podcast, I'm breaking down 7 everyday financial habits that seem harmless—but are quietly draining your bank account, delaying your progress, and keeping you stuck in stress mode.
From only saving what's left over, to using credit cards like income, to ignoring your actual numbers, these habits might be the reason you're not hitting your financial goals. No judgment, just real talk and practical fixes to turn things around.
You'll Learn:
- Why paying yourself first is a game changer
- How minimum payments are costing you thousands
- What to do instead of emotional sale shopping
- Why lifestyle inflation keeps you stuck
- How to shift from credit card dependency
- The power of knowing your numbers
- Why you don't need a lot of money to start investing
🎯 These are the mindset shifts and action steps that will help you build real wealth—starting now.
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation: clevergirlfinance.com/subscribe
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance
Transcript
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| 0:55.6 | indeed.com slash show right now and support our show by saying you heard about Indeed on this |
| 1:00.9 | podcast. Indeed.com slash show. Terms and conditions apply. Hello everyone and welcome to the Clever Girls Know podcast. |
| 1:12.6 | This is Bola Shokumbi. I'm the founder and CEO of Clever Girl Finance. |
| 1:17.4 | The Clever Girls No podcast is a podcast for women offering a space for conversations around personal finance, business, life, and living. |
| 1:25.9 | I'd love for you to subscribe to this podcast, and you can do that everywhere you listen to |
| 1:30.0 | your podcast episodes. |
| 1:31.6 | And if you love what you're listening to, be sure to leave a review so that other amazing |
| 1:35.7 | women just like you can find this podcast too. |
| 1:38.8 | Also, don't forget to stop by Clevergirlfinance.com forward slash subscribe and sign up for our weekly newsletter. |
| 1:46.5 | It's a great way to get motivation and accountability sent straight to your inbox as you work |
| 1:51.0 | on achieving your financial goals. We also have over 30 plus completely free courses to help you |
| 1:56.8 | on your financial journey. And if you haven't already, check out our YouTube channel. Just |
| 2:01.9 | search Clever Girl Finance on YouTube. You can also find us on Instagram at Clever Girl Finance. |
| 2:08.5 | Okay, let's get into today's episode. So let's talk about financial habits that so many people |
... |
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