379: 10 Things To Stop Buying If You Want To Hit Your Financial Goals (Avoid These Budget Killers!)

The Clever Girls Know Podcast

Bola Sokunbi

Education, Business, Entrepreneurship, Self-improvement, How To

4.8 • 898 Ratings

🗓️ 29 July 2025

⏱️ 16 minutes

🔗️ Recording | iTunes | RSS

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Summary

Wondering where your money keeps going—even though you're trying to save?

On this podcast episode, I’m sharing 10 everyday things to stop buying if you're serious about hitting your financial goals. These are the sneaky spending habits—like fantasy lifestyle shopping, takeout overload, and unused subscriptions—that quietly sabotage your progress. But this isn’t about deprivation—it’s about alignment.

If your spending doesn’t reflect your values or goals, it’s time to hit pause and reset. Let’s break the cycle together and start making purchases that truly support your financial future.

You’ll learn:

What “fantasy spending” is—and how to stop doing it
How viral trends and duplicate products waste money
Why decluttering first saves you from unnecessary purchases
How guilt-based or emotional spending sneaks into your budget
The truth about productivity tools that don’t actually help

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Transcript

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0:00.0	Hello everyone and welcome to the Clever Girls Know podcast. This is Bola Shokombi. I'm the founder and CEO of Clever Girl Finance. The Clever Girls No podcast is a podcast for women offering a space for conversations around personal finance, business, life, and living. I'd love for you to subscribe to this podcast,
0:23.9	and you can do that everywhere you listen to your podcast episodes.
0:26.2	And if you love what you're listening to,
0:30.9	be sure to leave a review so that other amazing women just like you can find this podcast too.
0:36.4	Also, don't forget to stop by Clevergirlfinance.com forward slash subscribe and sign up for our weekly newsletter.
0:39.4	It's a great way to get motivation and accountability sent straight to your inbox as you work
0:44.0	on achieving your financial goals. We also have over 30 plus completely free courses to help you
0:49.8	on your financial journey. And if you haven't already, check out our YouTube channel. Just search
0:55.3	Clever Girl Finance on YouTube. You can also find us on Instagram at Clever Girl Finance.
1:01.5	Okay, let's get into today's episode. If you have ever looked at your bank account and thought to
1:07.7	yourself, where did my money go? This is for you. Today we're talking
1:12.0	about 10 things you need to stop buying so that you can hit your financial goals. And these are
1:17.2	things that sometimes are everyday purchases or occasional or frequent purchases that eat away
1:22.8	at your budget and can derail you from achieving your financial goals. One thing I want to highlight, though, is that this is not about deprivation or punishment.
1:31.4	This is about being intentional with your spending.
1:34.2	Yes, you can still enjoy yourself and buy what you love, but I want to make sure that you are
1:39.2	not getting distracted by these 10 things and these things are not causing you to slip away from achieving
1:46.2	your financial goals. Number one, clothes, shoes, and accessories for your fantasy life. Let's start with
1:53.7	this one and it is a big one. There is a version of ourselves. We all have it in our minds
1:58.6	that goes on vacation all the time, always has a
2:01.7	cocktail party, wears power suits. We all have a version of ourselves that fits into a fantasy
2:08.5	of a life that we actually do not live. For me personally, I had a version of Bola that always
	...

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