Welcome to the Bigger Pockets Money Podcast where we discuss how to create an investment philosophy.

That's what we're trying to do here is get something simple that can take your,

the philosophies or the key things that you want to carry across many years in your investment plan.

On a piece of paper, you can align on it with your spouse for example or hold yourself accountable

and not do things that are crazy.

One, two, three, four, five years from now because you've already aligned with yourself, with your spouse, on what you want to do long term.

Hello, hello, hello, my name is Mindy Denson and with me as always is my investment philosophy plan creating co-hosts, Scott Trent.

Wow, thank you Mindy. It with me is always my financial planning and super master of finance. Mindy Denson.

I like that. Super master of finance. I'll take it. Scott and I are here to make financial independence less scary.

Less just for somebody else to introduce you to every money story because we truly believe financial freedom is attainable for everyone,

no matter when or where you're starting so long as you have a plan.

That's right. Whether you want to retire early and travel the world,

go on to make big-time investments in assets like real estate, start your own business, or build a financial empire.

We'll help you reach your financial goals and get money out of the way so you can launch yourself towards your dreams.

Well, I like that. Build a financial empire. Before we jump into today, I am going to say the contents of this podcast are informational and nature and are not legal or tax advice and neither Scott nor I,

nor bigger pockets is engaged in the provision of legal, tax or any other advice.

You should seek your own advice from professional advisors, including lawyers and accountants regarding the legal, tax and financial implications of any financial decisions you contemplate.

The reason I do that is because today we're going to talk about creating a financial investment philosophy.

I think that it's really important to have an investment philosophy before you start investing.

You're not just investing in this and investing in that and willy nilly and you're all over the place and scatterbraits.

So Scott, you created a lovely document called investment philosophy, one-pageer template, very clever. We talked about this on a recent episode with Zoe.

And we're going to go through it step by step because I think that if you are just getting started in your investment philosophy, you might need a little bit of help.

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