Welcome to the Bigger Pockets Money Podcast, finance Friday edition, where we interview Ben and talk about investment strategies after paying off massive student loan debt.

Now, I guess I'm in a position where we have been maxing out our Roths for a little bit for probably about two years now.

I'd say we're more heavily invested in real estate, so I kind of want to get into how we can best invest, I guess, when it comes to the stock market.

I know we should be in low cost index funds. How exactly should I be doing that? Like I said to Mindy at one point, I think we're going to be over the income limit for Roth IRAs.

So, now I'm curious what should I be doing.

Hello, hello, hello. My name is Mindy Jensen and with me, as always, is my courteous co-host, Scott Trent.

You know what they call a courteous spy, Mindy?

No, what?

Agent. Agent.

Agent. Oh, that's a great joke. Ha ha ha.

Thank you, Mindy. Scott, Scott and I are here to make financial. Scott is here to make very bad jokes.

Scott and I are here to make financial independence less scary, less just for somebody else to introduce you to every money story because we truly believe financial freedom is attainable for everyone, no matter when or where you're starting or how bad your jokes are.

That's right. Whether you want to retire early and travel the world, going to make big time investments in assets like real estate, start your own business or just strengthen an already strong financial position will help you reach your financial goals and get money out of the way so you can launch yourself towards your dreams.

All right, Scott. Today we're talking to Ben who has recently paid off $120,000 in student loan debt.

Hooray, hooray, hooray, hooray, hooray, that is fantastic news. But now he would like to do something with his extra money. And like I said before there's no such thing is extra money.

You have to just tell that money where to go. So we are going to talk to Ben today about what he should do with the funds that he has left over from his income versus what he's spending.

Yeah, it's a great discussion. We have been and hats off to Ben. He has really built a strong financial position that is built on a foundation of hard work and discipline with his spending and then a couple of smart investments and a sustainable approach to building wealth and generating increasing amounts of freedom in his life.

So really optimistic for Ben's future. We had a couple of tweaks, I think today and a couple of Mindy had a particular some really good advice for him.

But this is that this is somebody who's already on a really strong trajectory and only getting stronger.

Yeah, I think he's got a lot of potential and he's just in that beginning of the grind phase, but starting from a really in really strong position.

He is no debt. He has two rental properties that are doing really well. And now he wants to know where else to put his money. So I think that we have a lot to talk about today.

One thing that I have to say because my lawyers make me is the contents of this podcast or informational in nature and are not legal or tax advice and neither Scott nor I nor bigger pockets is engaged in the provision of legal tax or any other advice.

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