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The Clever Girls Know Podcast

362: How Shanice Paid Off Over $40k Of Student Loan And Credit Card Debt!

The Clever Girls Know Podcast

Bola Sokunbi

Education, Business, Entrepreneurship, Self-improvement, How To

4.8 • 898 Ratings

🗓️ 18 March 2025

⏱️ 36 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

On this podcast episode, Shanice Pereira shares how she paid off over $40,000 of student loan and credit card debt.

Shanice is a content creator who is passionate about inspiring others to embrace life through her beauty and lifestyle content.

Professionally, she serves as the Senior Director for Enrollment at Year Up United, a national non-profit empowering young adults. With a background in higher education, she has worked at HBCUs like Lincoln University and Morgan State University to enhance student access.

Outside of her career, Shanice enjoys traveling, reading, and trying new restaurants. She earned her bachelor’s degree in Mass Communications from Lincoln University in Pennsylvania and a master’s in Professional Studies from Towson University.

 

WHAT SHANICE DISCUSSED:

  • Her commitment to becoming debt-free, sparked by the turning point that led her to pay off over $40,000 in debt.
  • Her debt payoff strategy, including the methods that worked best for her, details about her income, and the timeline for achieving debt freedom.
  • Balancing financial goals with enjoying life, addressing the common fear of sacrificing one’s lifestyle while paying off debt.
  • The role of content creation and sharing her journey as a means of staying accountable.
  • Financial advice for students and young professionals who are just starting their careers.
  • The challenges she encountered on her debt-free journey and how she overcame them.
  • The intersection of personal finance with self-care and wellness, especially as it relates to creating beauty and lifestyle content.
  • How becoming debt-free has positively impacted her financial confidence and long-term goals.
  • Practical advice for anyone feeling overwhelmed by their debt and unsure of where to begin.

AND MUCH MORE

HOW TO KEEP UP WITH SHANICE:

 

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

Transcript

Click on a timestamp to play from that location

0:00.0

Hello everyone and welcome to the Clever Girls No podcast. This is Bola Shokunbi. I'm the founder and CEO of Clever Girl Finance.

0:11.8

The Clever Girls No podcast is a podcast for women offering a space for conversations around personal finance, business, life, and living.

0:21.6

I'd love for you to subscribe to this podcast,

0:23.8

and you can do that everywhere you listen to your podcast episodes.

0:27.0

And if you love what you listen to,

0:28.8

head on over to iTunes and leave a review

0:31.0

so that other amazing women, just like you,

0:33.7

can find this podcast as well.

0:36.1

I'd also love for you to stop by Clevergirlfinance.com.

0:40.2

We have new content on the blog multiple times a week.

0:43.8

We have over 30 plus free courses.

0:46.5

Plus, when you sign up for a course,

0:48.1

you can talk to a Clever Girl Finance mentor for free

0:50.8

to get encouragement, motivation,

0:53.5

or if you just want to have an open, no shame,

0:56.9

no judgment, girl talk.

0:59.4

Finally, check out our YouTube channel.

1:02.2

Just search Clever Girl Finance on YouTube.

1:05.6

And if you don't already follow us on Instagram, you can find us at Clevergirl Finance.

1:13.4

Okay, so let's get into today's episode. Hi, Janice. Hi, good morning. Good morning. Welcome to the Clever Girls Nob podcast. I am so

1:22.4

happy and excited to have you here because you are going to be telling us about your incredible debt payoff story.

1:29.5

You paid off over $40,000 of debt.

...

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