It's Friday here at Radical Personal Finance and. My name is Joshua Sheets and I'm your host. Thank you for being with me.

This is the show where we work hard to give you the tools and tactics and strategies and information and inspiration that you need to live a rich life now

while also building and then pursuing

your plan for financial freedom in 10 years or less.

Fridays is where you ask any questions. We open up the phone line and you can ask me anything

that you want.

These Friday Q&A calls are a benefit which is open to patrons of the show at a certain level of subscription.

For details on that, go to Radical Personal Finance.com. Radical Personal Finance.com slash patron.

Radical Personal Finance.com

slash patron if you sign up as a patron of the show,

you can call in and you can ask me anything that you want.

It might be a good and relatively inexpensive way for you to, well, if you want to get my opinion or advice on

something, this is a good way to do it.

So let's go immediately to Paul in Hawaii.

Paul, go ahead and let me know what's on your mind and let me know how I can serve you today please.

Thanks Josh and aloha.

My wife is looking to retire and she'll reach full retirement age in about a year.

But we're looking then at delaying Social Security until 70 and I wanted to see what the break even point would be from taking

Social Security at 70 versus 66. All right so this one is is interesting and I will be able to give you some generalized advice,

but I'll also, ultimately, I'm going to point you

to a book and the very best book that is written on this subject and the reason I'm pointing into a book is because it's not a simple answer.

There are many extenuating factors and it'll be more than I can do just simply off the cuff with my I said I'll practice in this area every day.

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