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The Jesse Mecham Show

342 - Motivation the Grind

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 17 September 2018

⏱️ 5 minutes

🧾️ Download transcript

Summary

Sometimes the slog is real, the motivation is waning and you are grinding. What do you do in those situations to keep your head above water?

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, Winebers. My name is Jesse Meekham. This is podcast number 342 for

0:08.1

Wineab, where we teach you four rules to help you stop living paycheck to

0:10.9

paycheck, get out of debt and save more money.

0:14.8

Sometimes the slog is real, the motivation is waning, and you are grinding.

0:19.2

What do you do in those situations to keep your head above water. You're just grinding away. You got debt

0:25.3

you want to pay off, maybe student loan debt, so it's a pretty large chunk. It's

0:29.6

at a fairly low interest rate, hopefully, but it's big. big you know maybe you've paid off the

0:33.4

credit card debt already all those little wins have already happened if you

0:36.6

follow Dave Ramsey's method where he talks about doing the smallest balance

0:39.6

first you get those wins of psychological wins in place and you just you've paid them all off bills are going away

0:46.0

They're falling like I don't know flies maybe you're just killing it.

0:53.0

And then you get to that one student loan,

0:56.0

and it just is taking forever.

1:00.0

And I had that when we were paying off our mortgage.

1:04.6

I just felt like we were grinding it.

1:06.8

Like, man, this is taking four.

1:08.2

And I mean, it does take a long time.

1:10.3

That's a big amount of debt.

1:12.0

But you know get to this point, everyone to it regardless of the goal, but I really wanted to be out of debt completely. And we were just grinding chipping away at the mortgage, chip, chip, chip, chip, and you know, as you start thinking maybe we should live in a condo or

1:23.8

something so the grind is real no matter what you're doing you might be saving up

1:28.4

for something or paying something down either way the grind can get you and you start to feel like you're not seeing any light

1:36.7

at the end of the tunnel and it's, yeah, it's got you down.

...

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