Hello, Wineabbers. My name is Jesse Meekham. This is podcast number 340 for

Wineab, where we teach you four rules to help you stop him paycheck to

paycheck, get out of debt and save more money.

FOMO is a cute little acronym, means fear of missing out,

and I fear that some of you have that a little bit in reverse or in the past tense I should say you have fear of let's see you fear that you have already

missed out and by that I mean maybe you found Wine Lab a little later in life.

You're along in years and you just say,

gosh, why did not find this when I was 20 or 18 or 25 or 30 or whatever, but you always wish you would have

found it earlier.

And isn't that the case with so many things?

So don't, don't do that.

You found it today, you found it now, you're in it, and you're far better off than you had been,

than you would have been, had you not found it today or just recently.

Imagine if you hadn't or didn't have it now,

imagine what things would be like in a few years. Probably not that great or

maybe just the same and you're kind of saying well yeah just the same wouldn't

be that great anyway.

So please, don't dwell on the fact that you didn't do things a certain way at a certain point.

There's just no win in that. There's no win in that line of thinking in so many aspects of our life. So you just got to move forward. Budgeting is all about looking at what you have currently only and then asking yourself what should this money do

how should I spend this money before I'm paid again and that's it that's what makes

budget ineffective is asking yourself that question.

And it's all about present resources with a present tense question, discussing what you will

...