Oh, must be the new parent Posse Chat. We're not even new. Our kids are eight. Or, as Eddie says, 96 months. He moved off grid. Can't confirm he's still on grid. And he's got another one on the way. He won't have the coverage to live stream the birth, will he? Well, here at Tesco Mobile, we've made sure he has 99% network coverage.

So he could if he wanted to.

Oh, sign me up.

It pays to be connected.

Tesco Mobile, every little helps.

Over 99% UK population coverage on 4G.

This is Optimal Finance Daily.

Interesting financial rules to follow by J Money of Budgets or Sexy.com.

I came across an article this morning and can't say I've heard of half of these rules of thumb

before. Maybe that's why they're so breakable. It's called financial rules of thumb to consider

breaking. I'll go over them, along with my own two free

cents, and an attempt at comparing them to our own finances to see if we're on track or not. Is anyone

following any of these? Quote, spend no more than half of your income on living expenses,

keep discretionary items to 30% and save the rest, end quote.

People sure would be better off if they followed this, but I have yet to run into anyone who actually budgets off of percentages. Do you? In theory, I think it all makes sense, but I tend to just cut back on all

the areas I'm able to cut back in. Some months it's good and others not, and then at the same time

stash as much savings as I can each month as well. Maybe it breaks down into similar percentages over time. I've never really run the

numbers. But so far, it's been working out well, at least since I've wrapped my head around all

this stuff a decade ago. Ask the old me, though, and I couldn't tell you what I was spending on,

no less the pie percentage. At any rate, here's where our current

finances would break down if it was pied up like that. Living expenses, 60%, discretionary

20%, and savings and investments, 20%. It's not too far off, actually. Although there's a number of items in there I had to guess on,

...