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This is Optimal Finance Daily. Investing a large sum of money.

What to do, what not to do, and how to

invest for fire. Part 1 by Christina Browning of Our Rich Journey.com. Amman and I talk a lot about

investing, mainly because investing is such a vital piece of the fire journey. Not only that,

but Amman and I think that investing is the key to achieving financial independence. I've made our stance on investing pretty clear so far.

For us, index funds and ETFs are the way to go. But this method of investing isn't the only way

to reach your financial independence goals,

especially if you have a large sum of money to work with. So let's get into this. Have you found

yourself with a larger chunk of money? Maybe you recently came into an inheritance. Maybe you received

an unusually large tax return. Maybe you have an investment that just spurs a lot of money that you came into all at once.

Whatever the reason, if you find yourself in this situation, and if you focus on investing

your large chunk of money the right way, you'll find that you can really build up your

wealth.

But if you invest the wrong way,

you risk not only losing that money, but additional money as well. So what do you do when you

have a large lump sum of money waiting to be invested? What's the best way to invest that money?

Well, I'm going to cover three main avenues through which you can invest lump sums.

But first, let me explain a couple of things you generally do not want to do.

What not to do.

...